Winter Home Prep: Keep Your Home Safe and Warm

Embrace Winter Preparedness

The chill is setting in, and as winter approaches, many of us start to feel anxious about keeping our homes snug and secure during the colder months. But fear not! With just a few proactive steps now, you can enjoy peace of mind all winter long—and potentially avoid those stressful and costly insurance claims down the line.

Update Smart Thermostat Settings

Modern smart thermostats are a game-changer when it comes to energy efficiency. They can automatically adjust the temperature to avoid wasting energy while keeping your home comfortable. Set your thermostat between 68°F and 70°F while home to strike the perfect balance between comfort and savings.

Maintain Solar Panels

If you’re harnessing solar energy, now is the time to ensure your panels are winter-ready. Switch to the winter mode setting and make a habit of clearing snow off them after storms to maintain their efficiency.

Enhance Indoor Air Quality

As we spend more time indoors, air quality becomes crucial. Consider installing HEPA filters to capture viruses and particles, or opt for MERV 13+ filters to shield against dust and allergens. These can be integrated into HVAC systems or used in portable air units for optimal air purification.

Digitally Document Your Home

A smartphone video walkthrough of your home and its valuables can be a blessing for possible insurance claims. Capture the state of your belongings and store this documentation safely.

Seal Gaps and Insulate Pipes

Quickly examine and seal gaps around windows and doors. This simple fix helps retain heat and reduces energy bills. Additionally, protect exposed pipes, especially in basements or on exterior walls, to prevent them from freezing and bursting—averting potential disasters before they occur.

Clean Out Gutters

Clogged gutters are a recipe for ice dams and water backups during heavy snow. Clear out leaves and debris now to save yourself from headaches later.

Schedule a Heating System Checkup

Lastly, an annual heating system inspection is advisable to bypass unexpected breakdowns during the chilliest days. A professional tune-up can keep your system running optimally, ensuring comfort throughout the season. Even tackling just a few of these tasks can significantly bolster your home's winter resilience. It's never too late to get started, so remain proactive! And after prepping your home, why not take a moment to review your homeowners insurance policy with us? We've got you covered if you're not certain what's protected during those winter weather whirls.